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Check your Home Loan Eligibility

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What is the Eligibility for Applying Home Loan?

Salaried :

•  Individuals in permanent service in Government or reputed companies.
• Applicant should be 21 years of age at the time of loan commencement and upto the age of 60 years or superannuation; whichever is earlier at the time of loan maturity.

Self- Employed :

•  Any individual filing income tax returns can apply.
• Applicant should be 21 years of age at the time of loan commencement and upto the age of 60 years or superannuation; whichever is earlier at the time of loan maturity.

Self Employed Professional :

• Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply.
• Applicant should be 21 years of age at the time of loan commencement and upto the age of 60 years or superannuation; whichever is earlier at the time of loan maturity.

Documents Required For Home Loan

• Filled Application form
• Passport size Photograph
• Voter’s ID/Pan Card/Valid Passport/Aadhar Card/Valid driving license with photograph.
Proof of Income: Latest 3 Month salary slip / Certificate for Fixed Salary / Latest 3 years form-16 and Last 12- months bank statement / Passbook of salary account.
Proof of residence: Latest electricity bill / Utility bill piped gas bill / telephone bill /Passport / Registered lease agreement with a utility bill in the name of landlord.
• Pan Card (In Partnership, Pvt Ltd. Firm )
• Filled Application form
• Passport size Photograph
• Proof of Income: IT returns for the last 3 years along with computation of income certified by CA
• Last 12-months bank statement for operative account both professional and business
Proof of residence: Latest electricity bill / Utility bill piped gas bill / telephone bill /Passport / Registered lease agreement with a utility bill in the name of landlord.
Proof of Business: Shop and Establishment certificate / Vat registration certificate / Service tax Certificate
• Voter’s ID/Pan Card/Valid Passport/Aadhar Card/Valid driving license with photograph.
• Filled Application form
• Passport size Photograph
• Voter’s ID/Pan Card/Valid Passport/Aadhar Card/Valid driving license with photograph.
Proof of Income: IT returns for the last 3 years along with computation of income certified by CA
Proof of Business: Shop and Establishment certificate / Vat registration certificate / Service tax Certificate
• Last 6-months bank statement for operative account both professional and business
• Proof of residence: Latest electricity bill / Utility bill piped gas bill / telephone bill /Passport / Registered lease agreement with a utility bill in the name of landlord.
• Pan Card required (In Partnership, Pvt Ltd. Firm )

Property Details

Applicant & Income Details

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